Employee Benefits Portal

Universal Availability – Request for Information

What is Universal Availability

The "Universal Availability Rule" means that if an employer permits one employee to defer salary into a 403(b) plan, the employer must extend this offer to all employees of the organization

What you need to know:

  • Who is eligible to participate?
  • When can you contribute to these plans?
  • What are the contribution limits"
  • What investment providers are authorized under the district plan?
  • What's the difference between 403(b), 457(b) and Roth plans?

Service Request : Universal Availability / District Benefits Information

Reports: STRS/PERS Estimate and Retirement Income Gap

Who We Are - What We Do

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As the oldest and largest provider of Public School Employee Benefit Plans in the State of California. TDS has been serving over 500,000 STRS, PERS and Union Members since 1978. TDS is regarded as one of the most reliable and successful plan administrators in the country.